- Budgeting
- Saving
- Credit
- Investing
- Taxes
- Debt
- Crypto & Digital Assets
- $10,000 practice portfolio
- 71 glossary terms
- Mr. Investo AI tutor
Everything you need to
master money.
Structured Lessons
30 bite-sized lessons covering budgeting, credit, investing, taxes, debt, and more. Written for real life, not a textbook.
Practice Investing
Start with $10,000 in practice money and real market data. Build a portfolio and see what volatility feels like — without risking a cent. Completely fictional: no deposits, no withdrawals, no real money, ever.
AI Financial Advisor
Ask Mr. Investo anything about money. Get personalized guidance based on your progress, age, and financial questions.
Financial Glossary
71 finance terms explained in plain English. Search any term and get a clear definition with real-world examples.
Flashcard Decks
60+ cards across 11 topics with spaced repetition. Swipe to learn, flip to reveal — master finance terms fast.
Daily Challenges
Earn XP, level up, and keep your streak alive with daily finance challenges designed to build real habits.
Course Map
See your full learning journey at a glance. Track progress across 12 units from Budgeting Basics to Crypto & Digital Assets.
Ten thousand dollars.
None of it real.
Every account starts with $10,000 in practice money. Buy and sell real tickers at real market prices, and find out what a dip actually feels like — long before it's your own paycheck on the line.
- Real market data
- Fictional money — nothing to deposit, nothing to withdraw
- Track your holdings and returns
- AAPLApple12 sh
- VOOS&P 500 ETF4 sh
- NKENike9 sh
This is an actual
Daily Challenge.
No download needed — answer this one like you would in the app.
You get $50 for your birthday. You already have a $200 emergency fund and no debt. What's the smartest first move?
Eight to eighteen.
Earlier than anyone else starts.
Kids
First habits around saving, spending, and waiting.
Teens
Budgeting, credit, and investing before it counts.
Parents & Schools
Sign them up, then watch the habits stick.
What you can't copy
is who built it.
investo. wasn't designed by a company guessing what teenagers need — it was built by two of us who were those teenagers. We wrote the business plan ourselves, and it placed 6th in the world at DECA's International Career Development Conference. That's lived experience with the problem, independently judged — not a feature anyone can copy overnight.
Completely free.
On iPhone and Android.
No ads. No subscriptions. No in-app purchases. Every lesson, the AI tutor, and the practice investing portfolio — free for everyone.
iOS 18 or later · Android 8.0 or later
Schools & districts: contact us about classroom onboarding.
Frequently asked
questions.
We collect the minimum data needed to run the app and never sell personal information to third parties. If your child is under 13, no account is created until you approve it by email — see our Privacy Policy for the full details, or email investo.team@bruxelacademy.com anytime to review or delete their data.
Yes. Every lesson, the AI tutor, and the practice investing portfolio are free. No ads, no subscriptions, no in-app purchases.
No. The portfolio uses $10,000 of fictional practice money with real market prices. No real money is ever involved, and there's nothing to deposit or withdraw.
investo. is built for ages 8–18, with content that scales from simple saving/spending basics for younger kids up through budgeting, credit, and investing fundamentals for teens — but it's useful at any age.
Yes. investo. is on Google Play for Android 8.0 or later, and on the App Store for iOS 18 or later. A few features (flashcard decks, Daily Challenges, and the Course Map) are iOS only for now.